{"id":178,"date":"2025-11-05T10:12:14","date_gmt":"2025-11-05T10:12:14","guid":{"rendered":"https:\/\/borsvarlden.tacotech.se\/?page_id=178"},"modified":"2026-10-06T12:06:58","modified_gmt":"2026-10-06T12:06:58","slug":"kreditkort-med-bonus","status":"publish","type":"page","link":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/","title":{"rendered":"Kreditkort med bonus"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Vad \u00e4r kreditkort med bonus?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ett kreditkort med bonus \u00e4r ett kreditkort d\u00e4r du f\u00e5r ers\u00e4ttning f\u00f6r dina k\u00f6p. Bonusen ber\u00e4knas vanligtvis som en procentandel av k\u00f6pesumman eller som po\u00e4ng per spenderad krona. Ett exempel \u00e4r Bank Norwegian som ger 1 po\u00e4ng per spenderad krona.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Vanliga bonusmodeller:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Po\u00e4ng: <\/strong>Samlas och l\u00f6ses in mot resor, hotell eller produkter.<\/li>\n\n\n\n<li><strong>Cashback:<\/strong> En viss procent betalas tillbaka i pengar.<\/li>\n\n\n\n<li><strong>Rabatter:<\/strong> Prisavdrag hos utvalda butiker eller samarbetspartners.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bonusen g\u00e4ller ofta p\u00e5 alla k\u00f6p, men vissa kort ger h\u00f6gre bonus inom specifika kategorier som mat, drivmedel eller resor. Ofta sammanfaller det med vem som st\u00e5r bakom kortet. Till exempel Coop Mastercard som ger extra mycket bonus om du handlar i deras butiker.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hur fungerar bonusen i praktiken?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Varje g\u00e5ng du anv\u00e4nder kortet registreras k\u00f6pet och genererar bonus.<\/strong> Bonusen samlas l\u00f6pande och redovisas p\u00e5 fakturan eller i kortutgivarens app.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>S\u00e5 fungerar det:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Kortk\u00f6p:<\/strong> Du betalar med kreditkortet i butik eller online.<\/li>\n\n\n\n<li><strong>Bonusintj\u00e4ning: <\/strong>Till exempel 1 % cashback eller 1 po\u00e4ng per krona.<\/li>\n\n\n\n<li><strong>Sammanst\u00e4llning:<\/strong> Bonusen summeras m\u00e5nadsvis.<\/li>\n\n\n\n<li><strong>Uttag eller inl\u00f6sen:<\/strong> Bonusen anv\u00e4nds enligt kortets villkor.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Krav f\u00f6r att f\u00e5 kreditkort med bonus<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kraven \u00e4r ofta n\u00e5got h\u00f6gre \u00e4n f\u00f6r enklare kreditkort utan f\u00f6rm\u00e5ner.<\/strong> Detta beror p\u00e5 att bonuskort ofta har h\u00f6gre kreditgr\u00e4nser och fler f\u00f6rm\u00e5ner.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Vanliga krav:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Du m\u00e5ste vara minst 18 \u00e5r<\/li>\n\n\n\n<li>Ha en regelbunden inkomst<\/li>\n\n\n\n<li>En godk\u00e4nd kreditupplysning<\/li>\n\n\n\n<li>Inga eller f\u00e5 betalningsanm\u00e4rkningar<\/li>\n\n\n\n<li>En svensk adress<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Villkor f\u00f6r kreditkort med bonus<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>F\u00f6r att bonusen ska l\u00f6na sig b\u00f6r du anv\u00e4nda kortet r\u00e4ntefritt.<\/strong> R\u00e4ntan \u00e4r ofta h\u00f6g och kan snabbt \u00e4ta upp v\u00e4rdet av bonusen vid delbetalning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Typiska villkor:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>En \u00e5rsr\u00e4nta mellan 15 till 25%<\/li>\n\n\n\n<li>\u00c5rsavgift mellan 0 till 1 500 kr<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Olika typer av bonuskort<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-borsvarlden-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Typ av bonus<\/th><th>Passar f\u00f6r<\/th><th>Exempel p\u00e5 bel\u00f6ning<\/th><th>Kostnadsniv\u00e5<\/th><\/tr><\/thead><tbody><tr><td>Cashback<\/td><td>Alla k\u00f6p<\/td><td>Pengar tillbaka<\/td><td>L\u00e5g till medel<\/td><\/tr><tr><td>Resepo\u00e4ng<\/td><td>Resor<\/td><td>Flyg och hotell<\/td><td>Medel till h\u00f6g<\/td><\/tr><tr><td>Butikspo\u00e4ng<\/td><td>Specifika butiker<\/td><td>Rabatter och erbjudanden<\/td><td>L\u00e5g<\/td><\/tr><tr><td>Drivmedelsbonus<\/td><td>Bil\u00e4gare<\/td><td>Rabatt p\u00e5 br\u00e4nsle<\/td><td>L\u00e5g<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">F\u00f6rdelar och nackdelar med kreditkort med bonus<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Bonus kan ge tydlig ekonomisk f\u00f6rdel, men bara vid disciplin.<\/strong> Annars riskerar kostnaderna att bli h\u00f6gre \u00e4n v\u00e4rdet av bonusen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>F\u00f6rdelar:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Extra v\u00e4rde p\u00e5 vardagsink\u00f6p.<\/li>\n\n\n\n<li>M\u00f6jlighet till resor eller pengar tillbaka.<\/li>\n\n\n\n<li>Ofta inkluderade f\u00f6rs\u00e4kringar och k\u00f6pskydd.<\/li>\n\n\n\n<li>Samlad faktura ger b\u00e4ttre \u00f6verblick.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nackdelar:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u00f6g r\u00e4nta vid delbetalning.<\/li>\n\n\n\n<li>\u00c5rsavgift kan minska nettovinsten.<\/li>\n\n\n\n<li>Risk f\u00f6r \u00f6kad konsumtion.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Risker med kreditkort med bonus<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fel anv\u00e4ndning av bonuskort kan bli dyr.<\/strong> R\u00e4nta och avgifter kan snabbt \u00f6verstiga v\u00e4rdet av intj\u00e4nad bonus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Viktiga risker:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Delbetalning: <\/strong>R\u00e4ntan \u00e4ter upp bonusen.<\/li>\n\n\n\n<li><strong>F\u00f6rsenad betalning:<\/strong> P\u00e5minnelseavgifter och dr\u00f6jsm\u00e5lsr\u00e4nta.<\/li>\n\n\n\n<li><strong>Inkasso: <\/strong>Kan leda till betalningsanm\u00e4rkning hos UC och \u00e4renden hos Kronofogden.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c4r kreditkort med bonus r\u00e4tt val f\u00f6r dig?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kreditkort med bonus passar dig som har stabil ekonomi och betalar hela fakturan varje m\u00e5nad.<\/strong> D\u00e5 kan bonusen bli ett effektivt s\u00e4tt att f\u00e5 mer v\u00e4rde av dina k\u00f6p utan att \u00f6ka kostnaderna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I v\u00e5r topplista kan du <strong>j\u00e4mf\u00f6ra kreditkort med bonus<\/strong> utifr\u00e5n bonusniv\u00e5, avgifter och r\u00e4nta. Filtrera fram kort som passar dina k\u00f6pvanor och anv\u00e4nd g\u00e4rna v\u00e5r j\u00e4mf\u00f6relse f\u00f6r att hitta r\u00e4tt kreditkort f\u00f6r dig.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vad \u00e4r kreditkort med bonus? Ett kreditkort med bonus \u00e4r ett kreditkort d\u00e4r du f\u00e5r ers\u00e4ttning f\u00f6r dina k\u00f6p. Bonusen ber\u00e4knas vanligtvis som en procentandel av k\u00f6pesumman eller som po\u00e4ng per spenderad krona. Ett exempel \u00e4r Bank Norwegian som ger 1 po\u00e4ng per spenderad krona. Vanliga bonusmodeller: Bonusen g\u00e4ller ofta p\u00e5 alla k\u00f6p, men vissa&hellip;&nbsp;<\/p>\n","protected":false},"author":2,"featured_media":660,"parent":176,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-178","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026<\/title>\n<meta name=\"description\" content=\"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026\" \/>\n<meta property=\"og:description\" content=\"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/\" \/>\n<meta property=\"og:site_name\" content=\"Borsvarlden\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-06T12:06:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/borsvarlden.tacotech.se\/wp-content\/uploads\/kreditkort-med-bonus.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ber\u00e4knad l\u00e4stid\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minuter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/\",\"url\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/\",\"name\":\"Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/wp-content\\\/uploads\\\/kreditkort-med-bonus.webp\",\"datePublished\":\"2025-11-05T10:12:14+00:00\",\"dateModified\":\"2026-10-06T12:06:58+00:00\",\"description\":\"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/#breadcrumb\"},\"inLanguage\":\"sv-SE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"sv-SE\",\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/#primaryimage\",\"url\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/wp-content\\\/uploads\\\/kreditkort-med-bonus.webp\",\"contentUrl\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/wp-content\\\/uploads\\\/kreditkort-med-bonus.webp\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/kreditkort-med-bonus\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"B\u00f6rsv\u00e4rlden\",\"item\":\"https:\\\/\\\/borsvarlden.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Privatekonomi\",\"item\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"B\u00e4sta kreditkortet\",\"item\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/basta-kreditkortet\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Kreditkort med bonus\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/#website\",\"url\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/\",\"name\":\"Borsvarlden\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/borsvarlden.tacotech.se\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sv-SE\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026","description":"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.","og_locale":"sv_SE","og_type":"article","og_title":"Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026","og_description":"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.","og_url":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/","og_site_name":"Borsvarlden","article_modified_time":"2026-10-06T12:06:58+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/borsvarlden.tacotech.se\/wp-content\/uploads\/kreditkort-med-bonus.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Ber\u00e4knad l\u00e4stid":"3 minuter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/","url":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/","name":"Kreditkort med bonus - J\u00e4mf\u00f6r alla bonuskorten 2026","isPartOf":{"@id":"https:\/\/borsvarlden.tacotech.se\/#website"},"primaryImageOfPage":{"@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/#primaryimage"},"image":{"@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/#primaryimage"},"thumbnailUrl":"https:\/\/borsvarlden.tacotech.se\/wp-content\/uploads\/kreditkort-med-bonus.webp","datePublished":"2025-11-05T10:12:14+00:00","dateModified":"2026-10-06T12:06:58+00:00","description":"J\u00e4mf\u00f6r alla kreditkort med bonus hos oss p\u00e5 B\u00f6rsv\u00e4rlden - Vi hj\u00e4lper dig hitta oavsett vilken typ av bonus du \u00f6nskar.","breadcrumb":{"@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/#breadcrumb"},"inLanguage":"sv-SE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/"]}]},{"@type":"ImageObject","inLanguage":"sv-SE","@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/#primaryimage","url":"https:\/\/borsvarlden.tacotech.se\/wp-content\/uploads\/kreditkort-med-bonus.webp","contentUrl":"https:\/\/borsvarlden.tacotech.se\/wp-content\/uploads\/kreditkort-med-bonus.webp","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/kreditkort-med-bonus\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"B\u00f6rsv\u00e4rlden","item":"https:\/\/borsvarlden.com\/"},{"@type":"ListItem","position":2,"name":"Privatekonomi","item":"https:\/\/borsvarlden.tacotech.se\/"},{"@type":"ListItem","position":3,"name":"B\u00e4sta kreditkortet","item":"https:\/\/borsvarlden.tacotech.se\/basta-kreditkortet\/"},{"@type":"ListItem","position":4,"name":"Kreditkort med bonus"}]},{"@type":"WebSite","@id":"https:\/\/borsvarlden.tacotech.se\/#website","url":"https:\/\/borsvarlden.tacotech.se\/","name":"Borsvarlden","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/borsvarlden.tacotech.se\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sv-SE"}]}},"_links":{"self":[{"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/pages\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":14,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/pages\/178\/revisions"}],"predecessor-version":[{"id":1117,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/pages\/178\/revisions\/1117"}],"up":[{"embeddable":true,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/pages\/176"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/media\/660"}],"wp:attachment":[{"href":"https:\/\/borsvarlden.tacotech.se\/wp-json\/wp\/v2\/media?parent=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}